The Great American Housing Nightmare: Next Phase

One of the greatest blunders of our time is made by those who blindly assume home prices are so low they couldn’t possibly go any lower.
In reality, home prices don’t stop going down at some particular level that appears to be “cheap.” Nor do they stop falling because they match some historical price that was [...]

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Why Mortgage Rates Are Rising Despite Government Efforts!

The government is throwing everything … and I do mean EVERYTHING … at the credit and mortgage markets.
It has taken over Fannie Mae and Freddie Mac.
It has agreed to buy Mortgage Backed Securities (MBS) in the open market.
It has pledged to take hundreds of billions of dollars in crummy assets from the nation’s major financial [...]

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Market Update Fannie and Freddie Takeover 09/08/2008

Monday: 09/08/08 5
Treasuries were all over the place today as the news of the Fannie and Freddie takeover scared off traders. But the changed dynamics in the mortgage backed securities market spurred a heavy round of hedging activity that involved the purchase of Treasuries. 

As a result, Treasuries recovered from their losses to finish with [...]

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Credit Building Expands Credit Options

Just as individuals need to have at least some basic creditworthiness in order to function well in the world today, businesses also need to have access to credit in order to grow and thrive. In many ways, business credit building is very similar to building a personal credit profile.
Business credit scoring works just the same [...]

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Corporate Credit Building Benefits New Businesses

The number one reason that new companies fail is because of lack of sufficient cash flow or access to credit lines in order to see the business through crucial periods of growth or to expand the business to the next level. For the wise businessman, corporate credit building is a priority from the first day [...]

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Creative Financing Opens Doors to Opportunity

When you hear the term creative financing, in most instances it will have something to do with an “outside of the box” method of acquiring real estate.
Real estate and real estate investing could be considered entrepreneurial hot spots that have drawn the attention of people wanting to build wealth and creative financing for home loans [...]

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A Good Credit Investor Enjoys Better ROI (Return on Investment)

If you are looking to invest in real estate, one of the most popular and stabile investments available, but you don’t have a great track record yourself, you might want to consider looking for a good credit investor that you can partner with.
Often there are busy professionals who have high credit scores, but who do [...]

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Seasoned Trade Lines Can Lift Credit Scores

Gone are the days when you could walk into your bank, have the bank manager, or for that matter any bank employee, know your name and arrange for a loan based on the relationship with your bank, your signature and a handshake. Today all credit decisions are driven by credit scores and utilizing seasoned trade [...]

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Hope for Rebuilding Credit After Bankruptcy

Just the word bankruptcy can send a shiver down the spine and evoke pictures of paupers being shoved through the doors of a debtors prison. We are fortunate no to live in those times, and fortunate that rebuilding credit after bankruptcy is not as difficult as some people might think it is.
There is a misconception [...]

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Seasoned Tradelines Boost Poor Credit

Seasoned tradelines are credit accounts that have been established for a substantial length of time, or have been “seasoned” in the financial vernacular, and which also have an excellent payment history and which maintain a relatively low balance in relation to the amount of available credit.
There are a number of financial services companies now that [...]

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